Funeral Insurance and Financial Freedom, Simplified

Welcome to Bima Concepts, a licensed Financial Services Provider (FSP) dedicated to delivering comprehensive financial solutions and empathetic support to individuals and families across Southern Africa.

At Bima Concepts, we strive to provide innovative, affordable, and dignified funeral insurance and burial services, while empowering our clients with seamless financial solutions.

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Why Choose Bima Concepts as Your Strategic Partner

Funeral Solution

Protect your loved ones from financial burden with our comprehensive funeral cover:

  • Up to R50,000 funeral benefit
  • Affordable premiums from R100/month
  • Fast, hassle-free claims

BC Pay

Your gateway to seamless local and international card transactions and e-commerce. Instant, secure, and hassle-free.

  • Debit Card and virtual cards issuing

BC Sapphire Lifestyle

Experience a bespoke membership that seamlessly blends lifestyle perks, cashback rewards, and funeral peace of mind. BC Sapphire turns monthly contributions into daily value.

Business Solution

Power your business with tailored insurance and value-added solutions—built on our robust system and compliance ecosystem
Bima Concepts funeral cover
Pay Claims bimaconcepts
Bima Concepts funeral cover
SADC Burial Poster Bima Concepts funeral cover

Get Peace of Mind with Comprehensive Funeral Insurance

Comprehensive Coverage: Get up to R50,000 funeral cover for yourself and your family.

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Your trusted partner in times of need

Compassionate farewell solutions. Dignified products and services for a respectful tribute.

Legacy Starter

R10000

BC Family Funeral Cash Plan

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Family Pride

R15000

BC Family Funeral Cash Plan

Apply
Bima Concepts funeral cover

Aurum Legacy

R20000

BC Family Funeral Cash Plan

Apply

Enduring Legacy

R25000

BC Family Funeral Cash Plan

Apply

Timeless Treasure

R30000

BC Family Funeral Cash Plan

Apply

Customer Reviews

Bima Concepts was a lifesaver during a difficult time. Their funeral insurance plan helped us cover the costs of my mother's funeral, allowing us to focus on celebrating her life. The claims process was smooth and efficient. Thank you, Bima Concepts!
Female Customer Bima Concepts funeral cover
Elisa M
I was skeptical about purchasing funeral insurance, but Bima Concepts' comprehensive plan gave me peace of mind. When my father passed away, the claims process was handled with compassion and professionalism. I highly recommend Bima Concepts!
Bima Concepts funeral cover
Lethabo M

Frequently Asked Questions

Bima Concepts is a licensed Financial Services Provider (FSP 51444) founded in 2016. We deliver affordable funeral insurance, lifestyle-aligned financial solutions, and white-label platforms across South Africa and the SADC region.

  • Funeral Cover: Cash pay-outs up to R50,000 for dignified send-offs.
  • BC Pay: Debit/virtual cards, cashback rewards, lifestyle perks.
  • BC Business Solution: White-label platform for funeral operators and repatriation partners.

Click “Apply” on your chosen benefit level (R10,000–R30,000) or visit our Funeral Cover page. You’ll complete a simple online form—no medical exam required—and coverage starts immediately for most causes.

One policy covers:

  • You and your spouse (including customary unions).
  • Biological, adopted, or step-children up to age 21.
  • Up to two parents/in-laws (entry age ≤ 75).
  • Extended family members (entry age ≤ 84).

There are various ways you can pay your policy premium:

  • BC Pay debit card
  • EFT into Bima Concepts’
  • bank account
  • Post Office
  • House and Home
  • OK Furniture stores
  • Usave stores
  • Shoprite stores
  • Checkers stores
  • Natural causes: 6-month waiting period.
  • Suicide: 12-month waiting period.
  • Accidental death: Immediate cover upon first premium payment.

Once all claim documents are approved, you receive the payout within 24 business hours.

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